Terms of Use
This Agreement sets forth the terms and conditions that apply to your access and use of the Internet Web Site located Gemanalyst.com (the “Site”) operated by a duo of Father & Son Commercial Banker & Investment Banker respectively (the “Sanni’s”). By using Gemanalyst.com you agree to be bound by the terms and conditions of this Agreement and the Privacy Policy, as they may be amended from time to time in the future (see “Modifications” below).
- Privacy and your Personal Information
For information about this policy, please read the Privacy Policy, which is hereby incorporated into this Agreement. This policy explains how we treat your personal information when you access Gemanalyst.com and use the Site. The policy may be updated from time to time at our discretion. Changes will be effective upon posting to the Site.
- Description of the Site
The Site is an online tutorial center that provides lesson notes and tutorials in a variety of topics to help its visitors have a better understanding of the topic and also to help its visitor make informed decisions based on the knowledge of the topics.
- Use of Materials
The materials displayed on this website including but not limited to intellectual notes, graphic, logos, names etc are the property of Gemanalyst.com proprietorship and are protected by copyright and other intellectual property laws. You may use the materials contained on this website for self-study, training, presentations and organizational development etc provided you reference the source material appropriately. However, users agree not to copy materials written here verbatim, and copy for the use of the above listed reasons is limited to short extracts only.
Other than for very short extracts or quotes, the reproduction of Gemanalyst.com content on other websites, commercial books or training materials is not permitted. For your visitor enlightment on the various topics, you are welcome to establish links from other web sites to pages of this website as long as the complete page to which you are linking is loaded into the visitor’s browser when such visitor follows the link.
- Dealing with Associates and Affiliate Programs
This website might occasionally link to products or services by third party merchants, intended to add to the website’s user experience and benefit such user immensely. It should however be noted that all matters related to affiliate merchants listed on this website are between you and the affiliate merchant, including but not limited to payment for and delivery of goods and services, and the terms and conditions related to such matters. Gemanalyst.com shall not be liable either directly or indirectly for any loss or damage resulting from this site’s association with affiliate merchants or from any dealings with them.
- Information is not Advice
NEITHER Gemanalyst.com nor its Authors IS INTENDED TO PROVIDE LEGAL, TAX, OR FINANCIAL ADVICE. Gemanalyst.com is not a financial planner, broker or tax advisor . The Site is intended only to assist you in financial planning and making investment decisions after thorough research and professional advice. Your personal financial situation is unique, and any information and advice obtained through the Site may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual circumstances. No specific result is intended or guaranteed.
- Modifications
Gemanalyst.com reserves the right to change the terms and conditions of this agreement at any time. However, be rest assured that such modifications will be posted here for the users of this website.
